EGYPTIAN SAUDI FINANCE BANK

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Balance Sheet As On 30 September 2007
Income Statement As On 30 September 2007

BALANCE SHEET AS ON 30 September 2007

ASSETS	30 Sept 2007	31 Dec 2006
CASH AND DUE FROM THE CENTRAL BANK OF EGYPT	524511072	420887665
Due FROM BANKS	2925237061	259753470
TREASURY BILLS AND OTHER GOVERNMENTAL SECURITIES DISCOUNTABLE AT THE CENTRAL BANK OF EGYPT	708184947	2696684147
INVESTMENTS FOR TRADING	35986806	8000000
INVESTMENTS AVAILABLE FOR SALE	20443551	17170555
MURABAHA ,MUDARABA ,MUSHARAKA AND INVESTMENT OPERATIONS TO CUSTOMERS AND BANKS ( AFTER DEDUCTION OF PROVISION )	3555543892	3340781813
LOANS TO CUSTOMERS ( AFTER DEDUCATION OF PROVISION )	250494	250491
INVESTMENTS HOLD TO MATURITY	288405561	224724427
INVESTMENTS IN SUBSIDIARIES AND JOINT INTEREST COMPANIES	2275000	2275000
DEBIT BALANCES AND OTHER ASSETS	288049123	274093983
DEFERRED TAX ASSETS	10285408	10285408
FIXED ASSETS (AFTER DEDUCATION OF ACCUMULATED DEPRECIATION )	89050120	86240652
TOTAL ASSETS	8448223035	7341147611
LIABILITIES AND SHAREHOLDERS' EQUITY Liabilities
DUE TO BANKS	102584721	37822914
CUSTOMERS DEPOSITS	7547111237	6519674384
CREDIT BALANCES AND OTHER LIABILITIES	175368085	163353388
RESTRICTED LONG-TERM FINANCING	25650000	26700000
OTHER PROVISIONS	70315950	66403883
TOTAL LIABILITIES	7921029993	6813954569
SHAREHOLDERS EQUITY
PAID-UP CAPITAL	499999997	499999997
RESERVES	19732592	19732592
RETAINED EARNINGS	7460453	7460453
SHAREHOLDERS' EQUITY	522002	172002
TOTAL SHAREHOLDERS' EQUITY	527193042	527193042
NET PROFIT FOR THE PERIOD	----	-----
TOTAL SHAREHOLDERS' EQUITY AND NET PROFIT OF THE PERIOD	527193042	527193042
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	8448223035	7341147611
CONTINGENT LIABILITIES AND COMMITMENTS LIABILITIES AGAINST L/CS & L/GS AND OTHER COMMITMENTS	566897879	524293301

Income Statement As On 30 September 2007

	30 Sept 2007	30 Sept 2006
RETURN ON MURABAHA ,MUDARABA, MUSHARAKA, AND DUE FROM BANKS	318402905	164307055
RETURN ON TREASURY BILLS AND BONDS	121650583	167672933
LESS : DEPOSITS COST AND DUE TO BANKS	(338606153)	(276192286)
NET INCOME	101447335	55787702
COMMISSIONS & FEES	31157344	27898907
DIVIDEND INCOME	730324	42079
GAINS OF FOREIGN EXCHANGE OPERATIONS	6213962	5683960
TRADING INVESTMENTS REVALUATION DIFFERENCES	2138813	----
OTHER OPERATING INCOME	360667	868318
NET OPERATING INCOME	142048445	90280966
LESS:
COMMISSIONS & FEES	(2121869)	(2357981)
PROVISIONS	(83685897)	(14080658)
GENERAL ADMINISTRATIVE EXPENSES AND DEPRECIATION	(55709662)	(40795816)
OTHER OPERATIONS EXPENSES	(531017)	(396615)
OPERATING PROFIT	----	32649896
PROFIT FROM NON-OPERATING ACTIVITIES	----	578743
NET PROFIT	----	33228639

GO For Gold… Go For E.S.F.B.

ASSETS

TOTAL ASSETS

NET INCOME

OTHER OPERATING INCOME

NET OPERATING INCOME

LESS: